Unitas: 유니타스

DowJones FACTIVA Watch List

Community of Veritas — Wed, 11 Jan 2012 16:37:34 +0900

DowJones FACTIVA Watch List는 금융기관의 자금세탁방지시스템(AML)의필수 기능인 정치적 주요인물(PEP) 및 금융거래제한대상자의 LIST를Daily 제공하는 서비스로서, 2007년부터 ㈜유니타스가 국내 독점 공급을 하면서 11개 은행에 직접 계약을 체결하여 서비스를 하고 있는 세계 최고의 AML Watch List제품입니다.저희 유니타스는 회사 부설 금융 컴플라이언스 연구소(CoC, Center of Compliance)를 통해서 AML과 Watch List에 관한 금융기관 지원을 신속하게 대처하고 있으며증권회사와 보험회사 에 대한 지원도 준비를 완료하였습니다.

Know The Name, Know The Connection, Know The Risk
Dow Jones Watchlist is a structured global database that dramatically
simplifies the challenge of identifying risk in your customer base. With
comprehensive profiles of high-risk individuals and entities, you will have the
critical data you need to avoid regulatory action, financial penalties and
reputational damage.
The world’s largest financial institutions, including four of the top five global
banks, trust Dow Jones Watchlist to:
• Minimize risk within their customer base – ensuring customers are an
opportunity for growth, not a threat to business.
• Pinpoint true risk – with coverage focused on high-level risk to safely
reduce false positive rates.
• Improve efficiency in client screening – by integrating our robust data
feed into name matching software.
• Speed up manual investigations – with comprehensive second-level
identifiers including date of birth, name in original script, gender and many
more.
• Achieve consistency in compliance standards globally – by relying on
a trusted supplier to provide comprehensive global coverage and local
support.

Comprehensive Protection From Regulatory Risk
Supported by long-established editorial skills, proprietary news and research
resources, and state-of-the-art-technology, Dow Jones Watchlist delivers
the very best in content and functionality to customers:
• Industry standard for high-quality, focused PEP data built around a
documented definition developed with input from regulators and
practitioners.
• Complementary global coverage of other high-risk categories
including relatives and close associates, government sanction lists and
other official lists and high-profile criminals.
• Comprehensive, complete and accurate profiles containing critical
second-level identifiers gathered using the unmatched research skills of
our editorial team and our exclusive access to the Factiva news archive.
• Highly structured data optimized for integration into existing
compliance applications that harnesses Dow Jones’s long heritage of
structuring and categorizing open source information.
• Seamless access to Factiva for robust media searches on individuals
and entities globally.
• The Dow Jones Exclusion Rule developed using a tried and tested
statistical concept to provide year of birth information for every PEP
covered by international anti-money laundering regulation.

Our Partners

Community of Veritas — Mon, 09 Jan 2012 20:08:06 +0900

(주)유니타스는 아래와 같은 세계 유수의 Software회사들과 파트너 관계를 맺고 있으며, 뛰어난 영업력과 기술 역량을 바탕으로 파트너사들에게 인정을 받고 있습니다.

Why Choose RiskAuthority?

Community of Veritas — Tue, 06 Dec 2011 09:48:12 +0900

One Single, Modular Platform
RiskAuthority centralizes and stores all your Basel III capital and liquidity risk data in a single risk platform (RiskFoundation™) offering access to users across the organization. Risk, finance and liquidity teams can easily access the same asset, off-balance sheet exposure, repo,derivative and counterparty data for faster and more efficient regulatory ratio calculations. The consistent data quality checks and archiving procedure across risk types increases the reliability and accuracy of the data used in the calculations. Additionally, the platform is extensible allowing customers to maximise their initial investment by adding additional Moody’s Analytics solutions for ALM, scenario analysis, limits
management, credit risk origination and internal rating models on the same platform.

Open Architecture
A key benefit of RiskAuthority is its open architecture that works with existing data source systems for smoother data extraction and loading.
Customers can rapidly deploy the solution, expand users and volume and integrate into any additional upstream and downstream systems.
Streamlined Regulatory Reporting
RiskAuthority includes the languages and formats used by local supervisor’s in over 50 countries and counting. Leveraging Moody’s Analytics awardwinning Regulatory Reporting Tool (RRT), the solution offers over 2000 pre-configured reporting templates, satisfying group and multi-jurisdiction reporting requirements within one solution. Its flexibility allows you to use the outputs from RiskAuthority alongside imported results from other systems. And Moody’s Analytics integrates the latest regulations as they evolve, saving you the time and effort of building and updating your own regulatory reports.
Award Winning Software You Can Trust
Used by over 120 financial institutions globally for Basel I and II risk management we have the knowledge and experience to make our solution work for you. Our dedicated team of implementation consultants will help design your implementation plan and keep your project on track. While our in-house training experts can help train your employees on the latest regulatory risk and finance issues. And to prove our success, Risk Magazine readers have voted our software the number one regulatory capital calculation solution for the last four years and Asia Risk readers voted Moody’s Analytics number one for liquidity risk management in 2010.

RiskAuthority

Community of Veritas — Tue, 06 Dec 2011 09:43:45 +0900

RiskAuthority calculates, consolidates and reports your organizations regulatory credit risk, market risk,
operational risk, concentration risk and liquidity risk. It offers a truly integrated and comprehensive solution – from centralized data management, fast and accurate capital, liquidity and leverage ratio calculations, holistic stress testing and integrated regulatory and management reporting. With RiskAuthority you can be
confident you have the strongest solution in place to manage your organizations local and global Basel I, II and III requirements.

The Challenge: Basel III Compliance, Streamlined Regulatory Reporting and Increased
Performance in a Stricter Regulatory Environment
Basel III presents new challenges for regulatory capital and liquidity risk management. The new regulations raise the amount and quality of capital banks should hold, increase the capital charge for counterparty credit risk, introduce new liquidity and leverage ratios and focus on greater risk integration and improved stress testing practices. Global and local risk managers will need quick and easy access to centralized credit and liquidity risk data to accurately calculate the new ratios. Heads of Regulatory Reporting need to deliver more comprehensive regulatory reports starting in 2013. And Chief Risk Officers are being challenged for more executive and board level reporting to lower the cost of capital and funding and to increase the overall risk adjusted bank performance. Staying ahead of the regulatory challenge has become even more critical.

Comprehensive Regulatory Compliance and Reporting

Basel I, II and III Regulatory Compliance

RiskAuthority offers an end-to-end solution to manage Basel I and all three pillars of Basel II and III while accounting for jurisdictional differences in capital and liquidity requirements.

Pillar 1: Calculate New Basel III Capital, Liquidity and Leverage Ratios

Consolidate and store all Basel I, II and/or III required data, including assets, liabilities, off-balance sheet exposures, counterparties, ratings, risk drivers and market data, on one central platform
Calculate the new Basel III credit risk capital requirements in the standardized or Internal Ratings Based (IRB) approaches including the new capital charge for Credit Valuation Adjustments (CVA)
Compute market risk and operational capital charge using standardized approaches
Calculate all required information for the new Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR) including liquidity buffer eligibility rules and haircuts
Consolidate leverage, capital (including the new conservation and countercyclical buffers) and liquidity ratios per booking entity or currency
Monitor large exposures, concentration risk and funding concentration per customer, products, country and currency
Leverage an EL based approach to assess provisions, complying with IFRS 9 impairments rules
Manage diverse national discretions and local regulatory reporting requirements

Pillar 2: Improve Risk Management Processes

Perform liquidity stress testing for internal funding needs assessment for ILAAP
Assess economic capital for ICAAP using Moody’s Analytics RiskFrontier™
Run holistic scenarios, including rating downgrades and security value decrease, impacting all Basel III ratios
Stress risk drivers and market data, including ratings, PD, LGD, CCFs, haircuts, run-off, sell-off, FX rates and yield curves
Define forward looking scenarios based on business forecast assumptions and macro economic factors
Simulate forthcoming regulatory changes to
ease impact assessments

Pillar 3: Improve Risk Disclosure

Streamline and automate the production of Pillar 1 regulatory capital, concentration risk and liquidity reports and submit in local supervisor’s preferred languages and formats (MS Excel, XBRL and/or XML)

Generate customized Pillar 3 market and stakeholder reports Manage ongoing regulatory updates
Enhance Board and Executive Management reporting with customizable and user-friendly dashboard reporting tools

Hi투자증권 종합리스크관리시스템 구축 완료

Community of Veritas — Tue, 06 Dec 2011 09:29:55 +0900

지난 3월부터 11월까지 Hi투자증권은 종합리스크관리시스템 구축 프로젝트를 유니타스에 발주를 주어 프로젝트를 성공적으로 수행했습니다.
수행 내용은,
- 기존 시장리스크관리시스템을 RDM 영역에 이동
- 신용리스크관리시스템 구현(신용위험 측정 및 평가)
- 운영리스크관리시스템 구현
- NCR(영업용순자본비율)관리시스템 구현
- 유동성/금리관리시스템 구현
- RDM(리스크데이터마트) 구현
- 통합보고서 구현
이며, 대부분을 패키지로 구현하여 업무담당자들의 구현에 따른 업무부담 최소화 및 구현개발자들의 전문지식 기반의 요구사항 적극 반영을 할 수 있었습니다.

앞으로 Hi투자증권은 유니타스의 주요고객으로서, 프로젝트 종료이후에도 필요한 제반사항을 적극 지원을 할 예정입니다.

MOODY’S ANALYTICS LAUNCHES RISKAUTHORITY, ITS NEXT GENERATION BASEL III SOLUTION

Community of Veritas — Tue, 06 Dec 2011 09:24:16 +0900

다음 내용은 Fermat 제품 중에 바젤III 기준 충족을 위해 만들어진 신규 제품소개입니다.

Helps financial institutions quickly and accurately calculate Basel III required ratios

NEW YORK – December 5, 2011 (BUSINESS WIRE) – Moody’s Analytics, a leader in risk measurement and management, today announced the launch of RiskAuthority, its next generation regulatory capital management solution. A comprehensive Basel I, II, and III compliance solution, RiskAuthority enables risk professionals to calculate, consolidate and report their organization’s credit, market, operational, concentration and liquidity risk.
Developed specifically for banks, credit institutions and clearing houses, RiskAuthority calculates regulatory capital, leverage and liquidity ratios and displays the results in a flexible and intuitive manner. RiskAuthority’s integrated risk platform helps financial institutions comply with regulations by centralizing Basel III capital and liquidity risk data. Its solution’s built-in data quality and audit capabilities provide clean, consistent and transparent data.
“Regulations are challenging financial services companies to reassess their current data, analytics, and reporting infrastructure,” says Jodi Alperstein, Managing Director, Product Management at Moody’s Analytics. “From sourcing and consolidating the data, to delivering enhanced regulatory reports on time, banks are under ever growing pressure to comply. RiskAuthority offers a flexible and timely solution that will help them meet these challenges, while delivering streamlined processes and greater risk insight.”
RiskAuthority offers more than 2,000 pre-configured reporting templates satisfying group and multi-jurisdiction reporting requirements for over 50 national supervisors. Users can customize their regulatory reports and import results from other systems.
“Stricter regulations are causing financial institutions to take a more integrated view of their credit and liquidity risks. Solutions that help financial institutions streamline their regulatory data and deliver consistent regulatory calculations and reports will be in demand,” said Peyman Mestchian Managing Partner at Chartis Research, a leading provider of research and analysis on the global market for risk technology.
A key benefit of RiskAuthority is its open architecture, which works with existing data source systems for smoother data extraction and loading. RiskAuthority’s flexible data layer allows customers to expand the number of users and data volumes, and integrate into any additional upstream and downstream systems. The modular enterprise risk management platform also offers an integrated solution for regulatory and economic capital, ALM, liquidity risk, origination and stress testing.
For more information, please visit www.moodysanalytics.com/riskauthority.

NH중앙회 ALM시스템 IFRS전환 및 Basel III liquidity rule구현

Community of Veritas — Tue, 06 Dec 2011 09:16:37 +0900

2011년 11월부터 2012년 2월까지 NH중앙회 ALM시스템 IFRS전환 및 Basel III liquidity rule구현합니다.
기존 Fermat로 구현되어 있는 ALM시스템을 회계기준 K-GAAP에서 IFRS 전환하는 프로젝트를 수행하며, 바젤III 관련 유동성지표(LCR, NSFR)을 구현합니다.
또한 감독원 보고서를 전산화하는 작업도 수행합니다.

DGB ALM시스템 구축 및 Basel III liquidity rule 구현 프로젝트 수행

Community of Veritas — Tue, 06 Dec 2011 09:13:28 +0900

2011.10월부터 내년 5월까지 수행합니다.
ALM시스템은 Fermat ALM 구현을 구현하며, 바젤III관련 유동성 지표(LCR, NSFR)을 구현합니다.

Oracle Gold Level Partner로 Unitas 선정

Community of Veritas — Wed, 19 Oct 2011 09:05:49 +0900

Unitas가 오라클의 D/B 및 BI 제품뿐만 아니라 오라클의 모든 제품을 직접 판매할 수 있게 되었습니다.
오라클 제품 구매와 관련 언제든지 연락부탁드립니다.

Oracle Gold Partner로서 드릴 수 있는 모든 할인 혜택을 모아 최고의 조건으로 오라클의 모든 제품을 공급해 드리겠습니다.

파트너사인 다우존스&컴퍼니 세미나 개최

Community of Veritas — Wed, 12 Oct 2011 09:40:42 +0900

세미나 정보

디지털 세계가 더 빠르고 복잡하게 성장함에 따라, 지식 전문가들은 과거에 가능하리라고 생각한 것보다 더 많은 정보자원에 접근할 수 있습니다. 동시에, 이를 효과적으로 소화하고 분석하며 조직의 성공과 생존에 중요한 뉴스와 정보를 사용하는 일은 매우 힘든 일이 되고 있습니다.

팩티바 세미나 정보 폭발: 부담에서 축복으로 는 산업전문가들이 참여하여 이러한 정보 혁명에 앞서나가기 위해 정보관리 전문가들이 필요한 기술과 도구를 어떻게 습득할 수 있는가를 점검 할 수 있었습니다. 또한 본 세미나를 통해, 귀하는 동료 및 전문가들과 네트워크를 형성할 수 있는 기회를 갖게 될 것이고 다른 조직들이 이러한 정보의 홍수 속에서 어떻게 살아남고 있는가에 대한 통찰력을 갖는 시간이었습니다.

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